Tally already has every answer about your business — who owes you, what you owe, what's sitting in stock, whether this month is better than last. The problem is that getting an answer means finding the person who knows Tally. Riko sits on your own Tally and answers you in plain English — in the app, on your phone, or on WhatsApp — with numbers that come straight from your ledgers. And when something needs to be posted, your accountant proposes it and you approve it, so the books move only when you say so.
Receivables ageing, P&L, dead stock, top customers — 25+ reports straight from Tally. Say "add the due date column" or "show last financial year" and the table changes; the figures always come from your books. At 9 PM, "who owes me more than 60 days?" on WhatsApp comes back as a list from your own ledgers.
Reports · shape this view · WhatsApp chatEvery month Riko matches 2A/2B against your purchases and shows which suppliers haven't filed. Every week it flags stock that hasn't moved.
GST reconciliation · inventoryEntries reach Tally only after you say yes, and every one is logged with who proposed it, who approved it and when.
Propose → approveMost owners with an accountant pick Business — 3 users, approvals, bank reconciliation and month-end close.