Riko — The AI operating layer above Tally
For Tally The AI finance team above Tally

Still waiting for your accountant to tell you what's happening in your own business?

Your numbers are already sitting in Tally. Riko turns them into instant answers, reports, alerts and actions — without Excel, manual reporting or endless follow-ups.

Watch how it works — 60 seconds
Works with Tally Prime + ERP 9· 5-minute setup· You approve every posting
Today8 steps · 2–3 days
Tally→ Export→ Excel→ Accountant→ WhatsApp→ Wait…→ Report→ Decision
With Riko3 steps · under 5 seconds
Tally→ Riko→ Answer · Report · Action
app.rikoai.in · Acme Corp Pvt Ltd · FY2025-26
How much cash can I safely spend this month?
Riko · read 2,184 vouchers · 3.1s
Cash + bank available₹18.4L
Receivables due in 30 days+₹7.2L
Committed expenses−₹4.1L

Recommended: keep ₹12L as operating buffer. You can safely spend ₹6.4L this month.

Source · Cash book, bills receivable, purchase orders · every figure traceable

Ask anything about your business.

Not a dashboard you configure. A finance team you talk to — one that has already read every voucher in your Tally.

"Who owes me the most?" "Why did margins fall?" "Build May's MIS." "Is GST 2B reconciled?"
Who owes me money? Ask Riko
Built for Indian MSMEs· Sits above Tally, not inside it· Web · Android · iOS · WhatsApp· 26.7M Tally rows query-ready
See it work

Sixty seconds with your books.

Real Tally data, real questions, and what Riko does with them.

The problem

Your accountant shouldn't be your search engine.

"Need a report?"
Wait for the accountant.
"Need to know who owes you?"
Open Tally. Export Excel. Filter. Call someone.
"Need this month's MIS?"
Spend days building it.
"Need to enter 500 invoices?"
Someone spends half a day typing.
"Want to understand your margins?"
Ask someone who knows where the report is.
"Need a number right now?"
Hope your accountant is online.
Your numbers aren't the problem.
Getting to them is.
For the people who keep your books

Make your accountant superhuman.

Riko doesn't replace your accountant. It gives them an AI layer that handles the grunt work — reporting, reconciliation, data analysis, collections, compliance workflows and repetitive accounting tasks.

Your accountant spends less time finding numbers and more time using them.

And finally, you don't need to ask your accountant every question.
You can ask Riko directly.

Give your business an unfair advantage.

Big companies have finance teams, analysts, controllers and CFOs.
You have Tally.
Now you have Riko.
Ask anything
Riko · live from Tally2,433 vouchers · 2.8s
"What's my actual profit?"
₹3.4L

October net profit, up 18% on September. Revenue ₹24.9L against ₹21.5L costs.

Revenue₹24.9L
Costs₹21.5L
Gross margin22.5%
Show P&L by month Show me the working

Illustrative example · sample figures · every answer source-logged

Outcomes, not features

What changes when your books start working for you.

Get paid faster

Know exactly who is sitting on your money.

Who owes you, how much and for how long. Riko prioritises receivables and prepares the payment reminders.

Stop getting surprised by cash

See the problem before the 30th does.

Cash position, upcoming obligations and runway — before the problem arrives, not after.

Close faster

Month-end becomes a workflow, not a project.

MIS, reconciliation, reporting and month-end work run as workpacks Riko builds and you approve.

On WhatsApp

Your books, on WhatsApp.

Ask about your Tally books the way you'd message your accountant — and get the answer back in seconds, with a proper Tally-format PDF when you need one.

What if your business had a finance team that never slept?

CFO
"Should we be worried about cash?"
Controller
"Why did margins fall?"
Accountant
"Post this after I approve it."
Collections
"Who needs to be chased?"
MIS analyst
"Build the monthly report."
Compliance
"What's still pending?"
One AI. All of them.
The product

Riko sits above Tally.

You don't replace Tally.
You don't retrain your accountant.
You don't migrate your books.

Riko connects to the Tally you already use — Prime or ERP 9 — syncs every few minutes, and gives your business an intelligent layer above it. Keep Tally. Lose the friction.

What you get
ChatReportsMISCashReceivablesInventoryGSTReconciliationWorkflowsAlertsActions
Riko AI
The AI operating layer
reads everything
writes only what you approve
Tally
Prime · ERP 9 · unchanged
your books · your CA
your workflow · untouched
Agentic Riko

Riko doesn't just answer — it does the work.

Riko reads your books, then runs the job end to end — building the workpaper, pausing only when it needs your call, and filing the result. You stay in control; Riko does the typing.

01
Run

Start a pack from your dashboard, on a schedule, or just by asking in chat.

02
Work

Riko reads live Tally data, builds the workpaper, and traces every figure to source.

03
Your call

Anything ambiguous becomes a question in your queue — never a silent guess.

04
File

A finished XLSX, PDF, or shareable file — fully traceable, ready to send.

Monthly MIS Pack · May 2026 · Acme CorpPreview
09:14 Reading 2,184 vouchers from Tally
09:15 Variance vs Feb–Apr — 3 lines moved >15%
Needs your call

₹4.2L in 'Misc expenses' has no narration. In April you split this across freight & packaging.

Split like AprilFlag as exception
09:16 MIS Pack — May 2026.xlsx delivered · every figure traceable

Reports that reshape themselves

25+ reports straight from Tally. Ask for a column, a period or a grouping and the table changes — the figures never come from the AI.

Monthly MIS Pack

Partner-ready P&L, cash flow & variance commentary — closed in days, not weeks.

Receivables & Reminders

Ageing by party with the reminder queue prepared for one-tap approval.

GST Reconciliation

2A/2B matched against your purchase register before the 20th, with input-tax-credit at risk flagged per vendor.

Bank Reconciliation

Statement vs books matched line by line; only genuine ambiguity reaches your queue.

Riko Close

The month-end checklist that knows what's still pending, per company.

Approval-gated by design — Riko proposes, you approve. See what each plan includes →

Under the hood

Powerful enough to act. Controlled enough to trust.

An AI that touches your finances has to earn trust differently. Riko reads a synced copy of your books, shows its working, and never posts to Tally without a person saying yes.

  • Every number traceable
    Each answer cites the source rows it used.
  • Real SQL against your ledger
    Every statement logged with timing and row counts.
  • Hallucination checks
    Unmatched amounts and invented categories are caught before they reach you.
  • Approval before posting
    Nothing writes to Tally until a person confirms.
  • Full audit trail
    Every query and every action, logged and replayable.
  • AES-256 encryption
    At rest and in transit.
  • Data hosted in India
    Mumbai region.
  • Tally stays unchanged
    Riko reads a synced copy. Your setup and your CA's workflow don't move.
26.7M
Tally rows query-ready
51K+
Real SQL queries logged & replayable
<5s
Typical answer time
100%
Answers source-logged
Pricing

One price per Tally license. Every company on it, included.

Per year, plus GST. 7-day free trial on every plan, the whole product, no card.

Basic
₹5,000 / year + GST

For one person running one Tally.

  • Chat, live dashboard, outstanding, inventory, 25+ reports
  • GST reconciliation & payment reminders
  • Post to Tally yourself, with a confirmation step
  • 1 user · every company on your Tally
Start free trial
Teams
₹20,000 / year + GST

For CA firms, auditors and multi-branch businesses.

  • Everything in Business
  • Up to 3 Tally licenses under one Riko
  • Audit workflows & a full audit log
  • 10 users · priority onboarding
See all plans

Enterprise — custom workflows, API access for lenders, dedicated deployment — on request. Compare every plan →

An accountant standing beside a glass-walled office cabin with two monitors, a well-organised warehouse of racking receding behind him.
Who it's for

One Riko. Five ways to run on it.

Riko sits on the Tally you already have. Who you are decides what you do with it.

Your books already know what's happening.

It's time you did too.

7-day free trial· No card required· 5-minute Tally setup