Features

Everything Riko can do.

Workpacks that run the accounting, chat to steer it, and an approval queue that keeps you in charge — all above your Tally.

Workpacks & deliverables

12 jobs, real files

Chat that steers it

English & Hindi · web app

Trust every number

Traceable, hallucination-checked

Approvals before action

Nothing leaves without your yes

Party share links

Share a customer their ledger

Security & compliance

AES-256, Mumbai-hosted, read-only

01 · Workpacks & deliverables

Twelve jobs your finance team does. Riko runs them

Each workpack is a real piece of accounting work — the monthly MIS, GST reconciliation, bank reco, the dunning pack. Run one on demand, schedule it, and a finished file lands on your board. Files, not chat transcripts.

  • 12 packs across FP&A, banking & credit, CAS, compliance, and audit
  • Real deliverables — XLSX, DOCX, PDF
  • Schedule packs — the founder briefing lands at 6 AM
  • When a pack is unsure, it pauses and asks — never guesses

Explore all 12 workpacks →

BoardDelivered this week
XLSX
MIS Pack — May 2026

P&L, cash flow, variance commentary · 142 figures traced

XLSX
CC/OD Stock & Book-Debt Statement

Drawing power computed · bank-format, ready to submit

Dunning queue — 23 reminders

Tone matched to history · waiting on your one-tap approval

02 · Chat that steers it

Ask in English or Hindi — and chat runs the work too

Every answer is pulled live from your ledger, the way you actually talk about your business. And chat doesn't just answer anymore — say "run MIS for May" and the pack starts, right from the conversation.

  • English and Hindi — typed or voice
  • Context-aware follow-ups — ask "and last month?" naturally
  • "Run MIS for May" starts the pack from chat
  • Actions it proposes wait for your approval
Riko
Kitna profit hua May mein?
May profit: ₹8.2L — up 18% from April. Freight is the line to watch, +22%.
Run MIS for May
Starting the Monthly MIS Pack · May 2026. I'll ask if anything needs your call — the XLSX lands on your board.
Ask, or run a pack…
03 · Trust every number

Every figure traceable. Every answer checked

Each number in a deliverable links back to its source voucher. Every answer is post-flight validated against your live ledger — hallucinated figures are flagged and fixed, not shipped.

  • Tap any figure in a workpaper and see its voucher
  • Post-flight check flags unmatched amounts and fake categories
  • Figures that won't trace become questions, not guesses
  • Every run logs its workings — audit the trail anytime
Trace checkMIS Pack · May 2026
Figures in pack142
Traced to source voucher141 ✓
Sent to your queue1 — needs your call
Post-flight validationPASSED
Shipped with guesses0 — always
04 · Approvals before action

Riko prepares the action. You say yes

Reminders, filings, draft entries — everything Riko prepares that would leave the building waits in your approval queue first. One tap to approve, edit, or hold. Nothing is sent without you.

  • Reminder batches queued for one-tap approval
  • Edit tone or amount before anything goes out
  • Delivery, read, and reply status tracked per message
  • Credit-limit and drawing-power alerts before they bite

Reminder to Kothari Traders

Invoice INV-2841 · 14 days overdue · ₹1.2L pending

Approve & sendEditHold

Reminder sent to Mehta Fabrics

Approved by you at 9:42 AM

✓ Delivered · read 2 min ago
05 · Party share links

Send a customer their open ledger

Generate a tokenised share link for any party. They open it in a browser, see only their own outstanding bills, and can confirm or query right there. No login, no Riko account, no PDF attachments.

  • One link per party — receivable or payable
  • Bill-wise breakdown with due dates and amounts
  • Customer confirms a payment — logged for reconciliation
  • Time-bounded links — expire on a date you control
Share linkCustomer view · no login
Nykaa — Statement of account
INV-2716 · due 14 May₹2.10L
INV-2774 · due 02 Jun₹1.85L
INV-2810 · due 21 Jun₹1.38L
Total outstanding₹5.33L
06 · Security & compliance

Bank-grade encryption. Mumbai servers. Zero data sharing

Your financial data is protected with AES-256 encryption. Hosted entirely on Mumbai servers. Read-only Tally access means Riko can never modify your books. Razorpay handles billing — no card data ever touches our infrastructure.

  • AES-256 encryption in transit and at rest
  • 100% Mumbai-hosted infrastructure
  • SOC 2 audit in progress — ETA Q3 2026
  • Read-only Tally access, zero data sharing
Security status
Last audit · 3 days ago
AES-256
Encryption
SOC 2
Audit in progress
Mumbai
Data centre
Read-only
Tally access

See the loop end to end, or jump straight to pricing.

Hand the books
to Riko.

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